We got our “gold letter” from the Road Home today.
The letter states that we did not qualify for any compensation. Or, as they so cleverly phrase it, “your compensation grant was zero.”
This is because they estimate our damage at $34,050.53. Our insurance company paid us $82,294.03. Both these figures are stated in the letter.
Couple interesting things to note:
- I think their damage estimate is on the low side. But it does generally bear out my feeling that, unlike so many, our insurance company didn’t screw us.
- We did not document our insurance settlement during our initial interview. It’s on my list of documents I need to gather, but I’ve been procrastinating. So they must have contacted our insurer. (Actually I’m not sure of the amount myself, but it sounds about right.) They have it listed as all flood money, but I’m pretty sure that part of that total was from our homeowners policy. A bit odd.
Easy come, easy go. We only applied to the Road Home because Blanco said everyone should. I guess we could appeal their damage estimate, but I doubt we will.